2026 New Jersey Natural Gas SAVEGREEN Whole Home Energy Solutions Program
If your home feels drafty in winter, stuffy in summer, or just hard to keep comfortable, you are not alone. NJNG's SAVEGREEN Whole Home Energy Solutions program is designed to help homeowners take a practical, step by step path to a tighter, more comfortable, more efficient home, with rebates and financing that make upgrades easier to plan and complete.
Current program terms run through June 30, 2027.
What SAVEGREEN Whole Home Energy Solutions means, in plain English
NJNG's SAVEGREEN whole home offerings improve how your home performs as a complete system, not just one component at a time. Instead of guessing which upgrade will help most, the program is built around assessing the home, reducing air leakage, improving insulation, upgrading equipment where appropriate, and coordinating incentives and financing so projects are easier to execute.
The core idea is simple: when the home holds and distributes comfort better, heating and cooling systems can perform the way they are supposed to.
Who this program is for
- Drafts, temperature swings, or uneven comfort
- One floor is consistently harder to heat or cool
- High humidity, stale air, or poor circulation
- An attic, basement, or crawlspace that feels extreme
- An older home that is difficult to condition evenly
- You are considering HVAC or water heating upgrades and want to do it the right way
If you are considering heat pumps, now or later, whole home work is often the best first step, because heat pump performance is optimized in a tight, well insulated home.
What the program typically covers
1. Air sealing
Targeted air sealing reduces uncontrolled drafts and helps stabilize indoor comfort.
2. Insulation improvements
Insulation helps the home hold conditioned air longer and maintain more even temperatures.
3. Efficient water heating
Upgrades including heat pump water heaters reduce the energy required to produce hot water and complement broader home performance improvements.
SAVEGREEN support: cash back plus 0% on bill repayment
Eligible New Jersey Natural Gas customers can access:
- Up to $7,500 in cash back incentives for qualifying whole home efficiency improvements
- Up to $25,000 in 0% interest On Bill Repayment (OBRP) financing to spread project costs over time through the utility bill
That combination is the reason many homeowners participate: it makes it possible to improve comfort and performance without a bank loan. Incentives and financing are subject to program rules, available funding, and eligibility requirements; OBRP financing is available to qualified borrowers.
Why starting with an audit helps you maximize incentives
A Home Energy Audit is a prerequisite for participating in NJNG's SAVEGREEN Whole Home Energy Solutions program. NJNG requires this step because the program is designed around verified home performance and proper documentation, not guesswork.
The biggest mistake homeowners make is choosing upgrades out of order. That is when projects run into preventable problems: missed paperwork, delayed approvals, and upgrades that do not qualify the way homeowners expected. The audit identifies the improvements with the biggest impact, confirms the correct SAVEGREEN pathway and required documentation, sequences upgrades so they qualify properly, and helps you avoid rework and missed eligibility.
Your rebate comes from New Jersey Natural Gas. Ciel Power, a BPI GoldStar accredited participating contractor, performs the audit, builds the roadmap, and manages the program paperwork on your behalf.
Frequently asked questions
Is this only for certain income levels?
No. Most incentives are available to qualifying homeowners at every income level, with enhanced support for income eligible households in some SAVEGREEN pathways.
Is this the same as PSE&G Whole Home Energy Solutions?
The goals are similar, whole home performance, but program structure and pathways differ by utility. SAVEGREEN is New Jersey Natural Gas branding for its energy efficiency offerings, including the Whole Home Energy Solutions pathway.
Is financing guaranteed?
No. Financing is available to eligible customers and qualified borrowers, subject to program terms and approval.
Is there a charge for a Ciel Home Energy Audit?
Yes. The Ciel Home Energy Audit is offered at $99 (a $299 value). If you choose to move forward with recommended work through Ciel Power, the $99 audit fee is credited toward your project. This lets homeowners start the SAVEGREEN process with a low upfront cost, while ensuring the audit is performed thoroughly and meets program requirements.
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