2026 PSE&G Whole Home Energy Solutions Program

Rebates & Incentives for New Jersey Homeowners

If your home feels drafty in winter, hot in summer, or never quite comfortable — you’re not imagining it.

Many PSE&G homeowners live in homes that work hard but don’t perform well:

  • Some rooms are always too hot or too cold

  • The HVAC runs, but comfort is inconsistent

  • Drafts, humidity, or stale air show up season after season

  • The attic, basement, or crawlspace feels extreme

  • You’re thinking about upgrades — but you’re not sure what to do first

The good news: PSE&G Whole Home Energy Solutions is designed for exactly this situation — a practical, step-by-step path to a tighter, more comfortable, more efficient home with utility incentives that help make improvements easier to plan and complete.

Who The PSE&G Whole Home Energy Solutions Program Is For

You may be a good candidate for PSE&G Whole Home Energy Solutions if you notice any of the following:

✅ Drafts or temperature swings
✅ One floor is hard to keep comfortable
✅ High humidity, stale air, or uneven airflow
✅ An older home that’s difficult to heat or cool evenly
✅ An attic/basement/crawlspace that feels extreme
✅ HVAC equipment that’s aging or due for replacement

2026 PSE&G Whole Home Energy Solutions Program

Rebates up to $7,500 + 0% on‑bill financing up to $25,000 for New Jersey home upgrades

The PSE&G Whole Home Energy Solutions Program helps New Jersey homeowners improve comfort, cut energy use, and modernize critical systems—insulation, air sealing, heating and cooling (including heat pumps), hot water, and ventilation.

Incentives are based on modeled energy savings, with rebates up to $7,500 and interest‑free on‑bill repayment up to $25,000 for qualifying projects.

Ciel Power LLC is a PSE&G Participating Contractor, recognized as an ENERGY STAR® Contractor of the Year, ENERGY STAR Sustained Excellence Award winner, and a PSE&G Top 10 Contractor. We handle the audit, energy modeling, scopes, paperwork, installation coordination, and final rebate closeout—start to finish.

Briefly learn what changed, how incentives are calculated, and what upgrades typically qualify—and see how Ciel manages the process from first visit to final rebate.

What the PSE&G Whole Home Energy Solutions Program Typically Covers

Every home is different, but most PSE&G Whole Home Energy Solutions projects fall into a few common categories.

1) Air Sealing

Air sealing targets the main leakage points that drive drafts and comfort problems — especially at the attic plane, rim joist, and other key transitions.

2) Insulation

Insulation helps your home hold conditioned air and maintain more even temperatures across rooms and floors.

3) Efficient water heating (including heat‑pump water heaters)

Reduce the amount of energy required to produce hot water while improving overall system efficiency and aligning with broader home performance improvements.

4) Heating & Cooling Upgrades

For homes with aging systems, WHES can support HVAC upgrades that align with program requirements and the home’s actual needs.

PSE&G Whole Home Energy Solutions to $7,500 Incentives & Program Support

PSE&G Whole Home Energy Solutions provides up to $7,500 worth of cash back rebates and up to $25,000 worth of 0% interest On-Bill Repayment to qualified borrowers for qualifying projects.

Eligible homeowners may qualify for support that can include:

  • Incentives for insulation and air sealing measures

  • Incentives for eligible HVAC upgrades

  • Enhanced support for income-eligible households (where applicable)

  • Program pathways that reward comprehensive improvement packages

Because incentive rules and eligibility details can change, the most reliable way to understand what applies to your home is to start with the audit and confirm your pathway.

PSE&G Whole Home Energy Solutions Financing Options

PSE&G offers utility-backed financing options to qualified borrowers. Up to $25,000 of zero-interest On-Bill Repayment (7/10 year term) is available to qualified borrowers through the PSE&G Whole Home Energy Solutions program.

We’ll help you understand what financing options apply to your project and how they integrate with rebates and milestones.

How PSE&G Whole Home Energy Solutions Relates to the new PSE&G Building Decarbonization Program

These two program categories often work best together:

The PSE&G Whole Home Energy Solutions (WHES) improves the home itself:

  • insulation

  • air sealing

  • duct performance

  • whole-home comfort and efficiency

The PSE&G Building Decarbonization Program focuses more on the heating &

cooling system system pathways:

  • heat pumps

  • hybrid heating setups

  • electrical upgrades

  • electrification-focused incentives

Many homeowners use WHES first to improve envelope performance, then pursue Building Decarbonization incentives for heat pumps or hybrid heating — because the system performs better in a tight, well-insulated home.

Why We Always Start With a Home Energy Audit

Many homeowners hesitate when they hear the words “home energy audit.”
It can sound like an extra step — or an inconvenience — when what you really want is to get improvements underway.

Here’s the reality:

A Home Energy Audit is a prerequisite for participating in the PSE&G Whole Home Energy Solutions program.
There’s no way around it — and for good reason.

PSE&G requires an audit to:

  • Establish eligibility

  • Identify the most effective upgrades

  • Determine which program pathway applies to your home

  • Document conditions for incentives and financing

The good news is that a Ciel Home Energy Audit qualifies for the PSE&G Whole Home Energy Solutions program and is designed to move the process forward efficiently — not slow it down.

What the Audit Actually Answers

A Home Energy Audit focuses on the questions homeowners actually care about:

  • Where is my home losing comfort?

  • Which improvements will matter most?

  • Do insulation and air sealing need to come first?

  • Which PSE&G pathway applies to my home?

  • What upgrades can be sequenced over time?

Rather than guessing or starting with the wrong upgrade, the audit creates a clear, prioritized roadmap.

Why PSE&G Requires It

The audit creates a single point of truth that:

  • Guides upgrade decisions

  • Aligns improvements with program rules

  • Supports rebate documentation

  • Helps avoid rework or missteps later

The Bottom Line

If you want to participate in the PSE&G Whole Home Energy Solutions program, the audit isn’t optional — it’s the starting point.

And when done correctly, it’s not an inconvenience.
It’s the step that makes everything else easier.

How to Get Started

  1. Schedule a Home Energy Audit

  2. Review your home’s findings and eligible upgrade pathways

  3. Choose a phased plan or a comprehensive improvement package

  4. Complete upgrades and required test-out

  5. Submit documentation for incentives and financing (where applicable)

SCHEDULE A CIEL HOME ENERGY AUDIT

  • This section features some of the common questions we receive from our customers.

  • No. The audit exists to diagnose the home and identify the right sequence.

  • No. WHES often includes insulation and air sealing, but may also support duct and HVAC improvements depending on the home.

  • No. Adequate attic insulation, air-sealing, and remediating of any health and safety issues are program requirements. Outside of these areas, you can pick and choose the upgrades that meet your needs and your budget.

  • Often, yes. Sequencing matters — and the audit helps you choose the best path.

  • Yes, in many instances this program can be used to upgrade qualifying rental properties. Call or email us to discuss yours.